The Power of Regular Reporting for Worker’s Compensation Premiums. For businesses, worker’s compensation insurance is a critical component of managing risk and ensuring the well-being of employees. However, the process of determining premium payments can be a source of anxiety,…

When I started  in insurance, as my kids say, in the 1900’s,  The average home was insured for $98,000, the average deductible was $500 and the average cost for coverage was $550 per year.    A roof cost on average $3200,…

Its no secret that insurance rates are on the rise. The home insurance market is being impacted by significant increases in labor, materials and a huge increase in reinsurance pricing. While most pricing are on the rise, your policy doesn’t…

Southwest Missouri was hit by a significant hail storm on April 15th 2023.  The storm was bad enough but the aftermath and dealing with the scammers will have long term affects. In Springfield we have several long term, local roofing…

A scary tale of what could happen. Hank the Painter Guy is on his ladder painting the last few pieces of siding on the end of your house nearly 16 feet up with his air sprayer.   He has done a…

Insurance Advice from a Pest Control Professional As a pest control company owner, you have a lot of responsibility on your shoulders. You have to sweat the details and unfortunately that means that you have to be looking for all…

The Term “Act of God Clause” is the most misinterpreted insurance company denial ever.   I am going to try to give some explanations and examples on how this works and when it is used. So, what exactly is an “Act…