Every year, riders drop $40,000 or more on a machine like the Polaris RZR Pro R — then call the first “1-800-Cheapest” number they find for insurance without ever asking what that policy actually covers. On a machine that size,…
If you’re driving in Arkansas with just the state-required minimum coverage — 25/50/25 liability — you’re legal, but you may be exposed to more financial risk than you realize. As independent agents, we get asked constantly whether it’s worth paying…
A recent Wall Street Journal investigation into how insurance companies treat policyholders included a detail that surprised a lot of readers: several major carriers, including State Farm, now require every member of your household to be listed on your policy…
If you had water come into your basement like I did you may have some issues to deal with. Here are some suggestions. What to Do When Heavy Rain Hits Your Home After a major rainstorm, many homeowners find themselves…
Tree work is dangerous, your equipment is expensive, and one bad claim can threaten everything you’ve built. Shopping for the right commercial insurance doesn’t have to be complicated — but it does require knowing what to bring to the table…
Key Takeaways The Assumption That Could Cost You Everything Every week, I talk to Arkansas business owners who’ve made the same call: skip workers’ comp, pocket the savings, and lean on health insurance if something goes wrong. It sounds reasonable.…
Missouri hail storms can cause massive damage in just a few minutes. One storm can leave homeowners dealing with roof damage while multiple vehicles sit in the driveway covered in dents and broken glass. There have been many questions coming…
Hail Damage and Insurance: Frequently Asked Questions. After a hail storm, it is common for homeowners and drivers to have questions about damage, insurance claims, deductibles, roof coverage, and who is responsible. There is also a lot of misinformation that…
There’s no shortage of ads promising cheap car insurance. Fifteen minutes could save you fifteen percent. Bundle and save. Switch and save. The whole industry talks about price. What nobody talks about is what happens after an accident when your…
If you’re shopping for boat insurance in Missouri or Arkansas, you’ve probably noticed a wide range of prices. Some policies seem extremely affordable—but what are you actually getting? Understanding the difference between good boat insurance and cheap boat insurance can…
