Owning a home with a basement offers numerous benefits: extra storage, additional living space, or even a cozy den. However, basements come with unique challenges, notably the risk of water damage. One often-overlooked insurance option that addresses this concern is…
In Missouri, as in many parts of the U.S., winter brings freezing temperatures. These temperatures can wreak havoc on outdoor equipment, especially your garden hose. Here are compelling reasons why you should remove and store your garden hose before the…
Swimming pools, with their sparkling water and promise of fun, are a coveted feature in many homes. However, along with the benefits come responsibilities. If you own a pool, an umbrella insurance policy isn’t just a recommendation—it’s a necessity. Here’s…
When it comes to protecting one of the most significant investments in your life—your home—it’s vital to understand the various types of roof coverages available. A roof is your primary shield against natural elements; hence, ensuring it has the right…
I am sure many of you have noticed that things are changing in the insurance industry. It appears that the villain is mother nature, and the victim is our shingle roof. Shingle roofs that we have been told have 20,30…